Most people don't need to be richer. They need to be clearer. Viso gives you a complete, honest picture of your financial life - so when the moment comes to take a gap year, buy a property, retire early, or simply stop worrying - you'll know exactly whether you can afford it. And how to get there.
No bank connection required. No subscription. Your data stays yours.
What early users are saying
"Finally a tool that tells me exactly when I can stop working. The retirement forecast alone is worth it."
"I uploaded 6 months of bank statements and had a complete picture of our household finances in 10 minutes."
"The mortgage opportunity cost calculator made me completely rethink our overpayment strategy."
Income, expenses, savings rate, net worth - all in one place, updated every time you upload a statement. No more spreadsheets.
Track real estate values, mortgages, ETF portfolios, and savings together. See your true net worth, not just your bank balance.
Set your growth assumptions and let the forecast show you exactly how much you'll have - and what your monthly passive income will be - in any given year.
Set monthly targets per category. See in real time where you're on track and where you're drifting - before the month ends, not after.
What if you invested €500 more per month? What if you paid off the mortgage early? Build Conservative, Balanced, and Optimistic scenarios and compare them on one chart.
Bank-grade infrastructure, row-level security, and encrypted sessions. Your salary, your properties, your plans - visible only to you.
| Housing | €18,400 |
| Groceries | €7,920 |
| Transport | €4,260 |
| Leisure | €3,180 |
| Other | €2,540 |
See your income, expenses, and savings rate the moment you upload a statement.
Not about being wealthy - about being aware. Viso helps you track every euro coming in and going out, understand your net worth across properties, savings and investments, and plan confidently for the moments that matter: early retirement, a gap year, funding your children's education, or simply sleeping better at night.
Built for founders and small business owners who need clarity without a full-time CFO. Track your revenue, burn rate, and runway. Understand your real assets. Make confident decisions about hiring, investment, and growth.
One account. Switch between household and business at any time.